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3 Technologies That Need To Become Mainstream To Save The Earth

May 10, 2020 by admin Leave a Comment

tech computer australia 2020

With so many natural disasters and changes to the ecosystem, the evidence of rapidly escalating climate change is unavoidable. Scientists are panicked by the dramatically faster rates of decline than anticipated while much of the public was, at least up until recently, somewhat resistant to even accepting climate change as the reality.

After experiencing inexplicably extreme weathers, people are starting to believe that this is a problem that is only getting worse. According to one scientific report, 40 % of the world’s insects will be extinct over the next few decades. That will be an unprecedented level of disruption in our environment and will likely lead to extinction or endangerment of many other species including humans.

While some claim gloomily that we are beyond point of no return, many have not given up. Global Waves of climate change protests drew six million people out to the street. One of the main sources of this ecological crisis is waste. We dump 2.12 billion tons of waste each year into whichever landfill we can find.

So what are the technologies that need to be developed quickly to combat this massive (literally) issue? How do we save the earth?

Internet of Things (IoT) in Waste Management

Many cities are attempting to use IoT and sensors to better auto-manage waste to keep the cities clean. In Songdo, South Korea, they do not use garbage trucks. They have smart waste bins through which the waste is sucked into pneumatic pipes and transported to a facility where they are automatically sorted and recycled or burned or buried.

new 2020 tech

The lack of landfills is not only economical but also the only environmentally responsible option to tackle the waste crisis. One of the most difficult items to recycle or bury properly is a mattress. In the U.S., 18.2 million mattresses are disposed of each year but there are only 56 facilities available to recycle them. Mattress recycling in Brisbane, Australia, one of the more environmentally conscious cities, is handled by the government with more oversight and care.

There’s also food waste, clothes waste, plastic waste, and many more. We need a more holistic approach to managing waste and real-time waste processing enabled by IoT needs further attention at a wider scale.

Smart Grids to Reduce CO2 Levels

Similar to the smart waste bins enabled by IoT, smart grid enables better communication among the players in the energy production pipelines to better manage and recycle the output. These grids are being tested in the US and various other countries.

These grids can utilise renewable energy to pump the energy into the grid and auto-predict and auto-manage possible outages. When combined with better battery technology, this could mean that we will be able to store energy generated by renewable sources and thus rendering our current environmentally harmful energy production methodology obsolete.

Smart grids, if properly implemented, are expected to reduce carbon emissions by 58% compared to where it was a decade ago. The wider adoption of smart grids is closer than you may think. In 2016, the Brooklyn Microgrid project was initiated using blockchain technology to generate a ‘microgrid’ of neighborhoods to generate solar-powered energy and share P2P. New York, as one of the cities that have frequently experienced storms and hurricanes in the past 10 years, has welcomed this experiment with wide arms as the elimination of their dependence on fuel-based electricity power allows them to have access to energy even if those hurricanes were to make their way back.

While there will be challenges and kinks to work out before we can implement across bigger grids, it is worth the investment and experiments as it is one of the few solutions that could actually move the needle in reversing the current trends.

(Not-so-)Fake Meat

Due to the desire to maximise profit per animal, farmers and food processors started manipulating the animals’ genetics to make them bigger. To put things in perspective, it is said that producing one burger equates to how much fuel a small car uses to drive for 20 miles.

It is absolutely killing the environment.

Many meat lovers will roll their eyes at the anticipated “meat is murder” rhetoric, but the fake meat industry has progressed at an impressive rate to win over the dedicated carnivores. Companies like Beyond Meat and Impossible Foods have conducted countless experiments to ensure the fake burger not only tastes but smells like a real one. So the meat-fans do not have to sacrifice their addictions while trying to save the environment. What do you have to lose?

Filed Under: Australian, Technology News Tagged With: Internet, Technology

What Are the Up & Coming Mobile Apps in the Fintech Industry?

March 10, 2020 by admin Leave a Comment

fintech and apps for future

Perhaps no other sector in the IT industry moves quite as quickly as fintech does. Several new fintech apps make it onto the app store and various gem hosting repositories every single day. Most of these never make it beyond the experimental stage, and an overwhelming majority is forgotten about by consumers.

payment processors foreign exchange

The ones that do make it, however, often find their way onto a huge number of phones across the world. You’ll want to keep your eye on a few recent developments if you’re interested in seeing the direction that the industry is headed in.

Traditional Wire Transfer Apps

People might be under the impression that wire transfers are on their way out, but nothing could be further from the truth. Quite a few people now use various forms of direct money transfer to pay for goods purchased from online auction sites and to satisfy invoices sent in by remote workers they owe.

This means, a number of new pieces of software are starting to make their way into the app store. Perhaps the most notable of these is the recently revamped Western Union money transfer app, which now provides instant estimates based on current fees and exchange rates.

That’s making it attractive to students who are studying abroad for a semester or two and have to transfer money into a local account. Even if they’re not that familiar with the local currency, the app will take care of everything automatically.

Each time a student needs to send another payment, they can simply tap on a few hard coded links to get the job done. Online payments are also streamlined, in part because users merely need to scan a prepaid or credit card with the app. Once they have, it’s as easy as pushing a single button.
Interestingly enough, another aspect of Western Union’s heritage is also starting to come around again. For years, the organization sent telegrams. While they’ve since passed this off to other services, fintech apps that are focused on the real estate market are starting to pick up where Western Union has left off.

Sending a Telegram in the Era of Text Messages

Once you’ve wired money, you might want to send a secure message to the recipient in order to make sure you’ve completed your transaction. Email, SMS texts and even secure cloud-based messages all have faults. As a result, some people in the fintech sector have turned to telegram apps.
Once you’ve installed one of these on a phone or other mobile device, you’re free to compose a message. You then enter a physical address, and the message will be printed out by a local office and delivered to that location. That makes it ideal for those who need to close a major deal after already being given payment.

Those who need to accept payment itself in a secure fashion, however, have turned to cryptocurrency apps in droves. More recently, however, a number of problems with these have necessitated an entirely new generation of apps.

The Unprecedented Growth of Altcoins

Besides the obvious collection of cryptocurrency tokens, five or six serious altcoins seem to come on the market every week. On top of this, there are a number of quick entries that probably shouldn’t be deemed serious entrants.

Most retail investors will want to avoid the vast majority of these, as they represent a very risky investment. Students and those who want to make secure online transactions are usually better off using a wallet app that includes support for the major alternative payment tokens, since these apps are generally the most stable.

While legal issues have plagued the market, it seems that a majority of experts in North America believe that cryptocurrencies essentially don’t constitute actual money. As a result, they’re not subject to regulation.

On one hand, this makes them theoretically dangerous for those who accept payments online. On the other, however, it makes them attractive for anyone offering decentralized services.

A number of fintech publications have recently been fixated on a popular social video sharing mobile app developer that pays contributors with its own independent altcoin tokens. It’s easy to imagine that other developers doing the same over the course of the next few months.

No matter what new technologies emerge, however, there’s always going to be a place for traditional wire transfer programs on the app store.

Filed Under: Finance, Technology News Tagged With: apps, Business Start up, Money for blogging, Technology

The surging rise of AI technology

February 5, 2020 by admin 1 Comment

ai 2020 australia

We live in a digital era where technological advancement and rapid digitalisation positively rule. Look around you. Technological influence and rapid digitalisation are present in practically every avenue possible these days. Whether it is the Godox photography accessories available on the market or the introduction of intelligent technology that is geared towards propelling a vehicle without much (if any) manual input from the driver, technological advancement is well and truly here and making impressive impact on an ongoing basis.

There are many forms of technology out there that are impressive and are worth their weight in gold. Some of them are decidedly more valuable than others, purely for the reason that they are more broadly applicable and thus more easily utilised across the board. Of all the impressive feats in technological advancement to date, there is one that is breaking down barriers and performing exceptionally well across the board, even in its early stages. That branch of technology is none other than artificial intelligence.

The surging rise of AI capability and technology

Take the investments and rising interest in AI (artificial intelligence) for what they are worth (which is a lot, by the way). AI capabilities were once merely a plot point in movies and books, but today we are beginning to see AI technology become an instrumental force to be reckoned with in this digital era. This is just the beginning of AI implementation and growth, but it is a promising start that yields a hopeful result for the near future and beyond. We are seeing this technology brace for impact and then exceed expectations time and again.

Why AI is such a powerful branch of modern tech

ai robot

Essentially, AI is such a powerful branch of modern technology because it not only seeks to make life easier, but it actively and consistently takes charge and not only achieves that goal, but exceeds it by effectively taking control of some aspects of life altogether. Of course, this frees up more time for other areas of life to be manually taken care of by human action. This is a positive, and it is a positive that not nearly enough people are talking about or appreciating to its fullest degree.

What we can expect from AI technology in the future

AI is only getting bolder and smarter. This is a theme that is going to prove to be an ongoing theme and it is a theme that we must pay the utmost attention to. A technology like AI that is not only useful but highly intelligent is a technology that is gearing up to change the world in all the best and brightest of ways. From daily tasks to medical and environmental research and exploration, AI technology is a branch of modern technology that is changing the world – and will continue to do so – in all the most positive ways. We should be embracing AI technology entirely and without exception, and we are finally starting to do that.

Filed Under: Gadgets, Technology News Tagged With: Technology education, VIDEO

Why You Should Use a VPN for Trading and Buying Bitcoins

September 25, 2019 by admin Leave a Comment

crypto currency australia and annonymity

Cryptocurrencies are a growing trend in the global financial market. But as much of a novelty as the technology still may be to some, there are equally as many pitfalls waiting for those who approach cryptocurrency trading too casually. Since the hackers are always on the lookout for easy prey, it’s your objective to not make yourself an easy target by learning about cybersecurity threats that are out there.

Whether you’re using a VPN Australia or the one from another country, this is an invaluable tool in your overall arsenal. In today’s post, we’ll be listing the reasons why you should consider one if you haven’t already:

1. Man-In-The-Middle attacks

One of the cleverest ways hackers can steal your Bitcoins is throughMTM attacks. In practical terms, this is when they trick you into sending the coins to their address instead of the one belonging to the intended recipient. Keeping your eyes peeled won’t be enough since certain types of malware can sneak into your device if you’re careless enough regarding what links you click online or the kind of networks you’re connecting to.

If a person is connected to the same public Wi-Fi network as you, they can install malware on your device without you knowing. Using a VPN will shield you from such attacks. This is because everything you send and receive when having it enabled is placed inside an encrypted tunnel that’s safe from those trying to intercept it. Another benefit of using a VPN is that your IP will remain hidden, which makes you much more resilient against hackers in general.

2. Online wallet safety

While you’re holding onto the Bitcoin you’ve purchased, a cryptocurrency wallet is a necessity, whether you like it or not. But if you’re not careful and don’t protect it well enough, its contents can fall into the wrong hands before you know it.

Regardless of the type of wallet you’re using, you’re subjecting yourself to cryptocurrency theft. While it’s quite a challenge to snatch Bitcoin off of a hardware wallet through digital means, online wallets are a different story. Even though you may choose a strong password to protect them, you’re still dependent on how secure the platform is. So if you’re going with the online variant, it sure doesn’t hurt to do your due diligence and stick to reputable providers. And never log in to any of these without having a VPN enabled. This is necessary to keep your login credentials safe from being intercepted.

3. Government surveillance

Lots of Bitcoin traders are confident about their anonymity. But the fact of the matter is that Bitcoin ispseudonymous at best – the rest depends on how smart, educated, and careful you are when initiating any kind of transaction. But no matter how much effort you put into it, there’s another enemy on the horizon – your ISP. One thing’s for sure: they know every single website you’ve ever connected to. This is problematic not only from the perspective of protecting your privacy. Depending on the laws in your country, the government can come knocking on their doors. And if ISPs are obligated to forward your data to the authorities – there goes your privacy.

facebook bitcoin register

Fortunately, the answer to this problem is using a VPN. Yes, not only does it keep your web traffic hidden from would-be snoopers, but also from your ISP. If being a thorn in the foot of government surveillance sounds in any way appealing to you, this is the route to take. After all, they have no business examining it, nor should you let them. By using a VPN, what you do online will be left a secret safely kept between you and the server you’re connecting to.

Conclusion

As is evident from the points made above, using a VPN is the only safe way to trade cryptocurrencies online. Without one, you’re subjecting yourself to so many risks – the kind that are not worth taking. This is especially true since most modern VPN providers can offer you a monthly subscription rate that will set you back for a measly $3. Clearly, the risk/reward ratio is in favor of staying safe and taking them up on their offer.

Filed Under: Australia, Internet, News, Technology News Tagged With: Bitcoin, Technology education, VPN

The Desk that wont break your back

August 28, 2019 by admin 1 Comment

There is no denying that we have started to use computers more and more and therefore spend more time on a table and chair. In this progressing new age, where almost everything is available on the click of a mouse or on a smartphone, health risks are becoming more apparent and more frequent.

Today we look at a brand called varidesk that provides sit stand up desks for a healthy working environments with the perfect ergonomics.

pro plus 36 white desk sit stand up desk

 

Featured Pro plus 36 Varidesk model

There is not only risk to our eye health  with continuous use of computers and long hours of work, but today there is also the risk to our wrists, backs and spines  if you do not have a proper healthy desktop  working environment. Good posture is important for health and to also avoid back problems and incidents in the workspace or even a home office space. A break from you sitting posture not only breaks up longer periods of sitting down in front of your computer or home desk but also prevents or lessen risks of back injury or wrist injury.

The sit stand up desk is becoming a popular alternative today to improve more healthy computer use and prevent your body from bad posture health risks. It helps reduces incidents at the workplace.

Regular breaks and good posture are always advised in good corporate companies that look after their employees. Now most top companies and government organisations provide their employees the option of sit stand up desks for daily work. The sit stand up desks has been starting to be adopted more with people who work from home or also self -employed people doing a lot of computer or desk work from their home.

Today we look at the VARIDESK Pro plus 36 model sit stand up desk. The company’s products are used in many popular Australian corporate companies today. They have many other models apart from the pro plus 36, in different wood finishes and features so feel free to have a browse of all models int he link below. The Pro plus 36 is the best-selling model.

This particular model comes in three different sizes 30-inch, 36 inch and 38 inch. It also comes in three different colours black, dark wood and white colour. This desk can accommodate most standard desktop equipment and also a dual monitor set up if you have one.

It’s got 11 height settings and its spring-loaded boost mechanism and dual handle design makes it super easy to lift, lower and adjust to suit your needs.

This is an easy setup as it sits on top of existing desk and requires no assembly.

 

pro plus 36 darkwood

Varidesk sit-standup desk  36 in Darkwood Model

Features:

· Best selling model

· Risk-free for 30 days

· Two-tier design: upper display surface, lower keyboard/mouse deck

· 5 year warranty

· Shipped fully assembled and best-in-class materials used

 

Choosing the right sit stand up desk

Knowing your space available and what you really need is important when choosing a sit stand up desk. A few pointers below will help you choose the desk that is suitable to your needs.

· Decide if you need a height adjustable sit stand desk or one that is portable and will sit on your existing desk

· Measure the space where your will have your desk. Dimensions of the desk are important to the space where you will use it.

· Does your desk need electricity or is it hydraulic

· Desks are heavy. What are the shipping charges for your product.

Are they health benefits with sit-stand desks ?

posture or positioning for stand up desk

According to a study published in the Journal of Physical Activity and Health, it’s not clear that standing instead of sitting burns a significant number of calories. It did find that you burn slightly more calories an hour when standing rather than sitting.

However, we do know that long hours of sitting are linked to obesity, diabetes, heart disease, some types of cancer, and shorter life. So rather than sitting, standing would counteract these risks. There have not been enough studies done yet to either prove or disprove these assumptions.

Keep in mind that using a standing desk is like any other “Change in lifestyle or workstyle”. It can come with its own “side effects.” For example, if you suddenly go from sitting all day to standing all day, you run the risk of getting leg, foot pain. The best is to ease into it by starting with 30 to 60 minutes a day and gradually increasing it as is appropriate for your body.

Check out the entire Varidesk desk range over here.

Filed Under: 2019, Gadgets, Technology News Tagged With: Australia, Auto, laptop

How much money can you save using a money transfer provider?

March 24, 2019 by admin Leave a Comment

Why is it so expensive to send money across international borders? Each time we send money to loved ones, buy property overseas or move assets abroad, the banks ding us. Unlike them, we don’t have unlimited sums of money – paying their ridiculous spreads and fees hurts us financially.

dollar to rupee transfer

Technology has grown leaps and bounds, yet the take up if unique start-ups services are lagging. Today money transfer and exchange is becoming more easy with new start up services offering much more than traditional banks.

For years, we’ve had no choice but to put up with the status quo. Then, the internet came along. This platform gave unique advantages to new money transfer providers – with little overhead, they could offer far lower rates.

How much can you save using a money transfer provider? We’ll lay it all out for you below.

What is a money transfer provider?

Before we get into the meat and potatoes of this article, let’s define what money transfer providers do. A money transfer provider moves capital for businesses and individuals across borders. As you know, banks already offer this service, but at extortionate rates.

For years, they were the only show in town, apart from Western Union and Moneygram. There was no competition, which meant they could charge whatever the market would bear.

Things are different these days. Thanks to the emergence of the World Wide Web, there are a lot of providers to choose from. How did today’s money transfer providers disrupt the market? We’ll address that in the next section.

How are money transfer providers stealing market share?

So, how did a bunch of online fintech startups overturn the status quo in the money transfer space? Online businesses enjoy key advantages over their brick and mortar counterparts.

For starters, their physical footprint is much smaller – they pay far less in rent, salaries, and utilities. This advantage allows money transfer providers to offer fees and spreads that are considerably less than the banks.

Customer service is another area where money transfer providers have outflanked the banks. People have been upset with their financial institutions for years. When these startups came on the scene, they won over customers not just with cheap rates, but by treating them with respect.

How have money transfer providers stolen market share from legacy financial institutions? Take the example of Transferwise. Founded in 2011 by two Estonians fed up with paying obscene fees, they now move £12 billion per year. That’s right – in the space of eight years, they went from zero to transporting immense sums of money.

How did it all start? One day back in 2010, our founders were commiserating over their frustrations with money transfer. Taavet, who worked for Skype, got paid in EUR. However, he lived in London, so he needed to change his pay into GBP. His friend Kristo had a mortgage back home in Estonia, so he experienced similar pain when converting GBP for EUR.

Out of the blue, they had a eureka moment. Why not look up the interbank rate on Reuters, and use it to help each other? For instance, Taavet needed GBP, so he sent Kristo the equivalent in EUR. In turn, Kristo compensated Taavet in GBP, completing the transaction.

This way, they avoided usurious fees and margins charged by the banks. Shortly thereafter, they had another ‘aha’ moment – how many other people were similarly frustrated? And thus, Taavet’s and Kristo’s little arrangement became the business model for Transferwise.

In their first year of business, they transferred £10 million, saving early adopters £500,000 in fees. Two years later, they transferred £1 billion – this attracted the attention of Richard Branson, who later invested $25 million.

Today, they are the #1 alternative to the banks and legacy money transfer firms, moving $46.8 billion in 2018. Why have they become so popular? It’s simple – they change money using the interbank rate. To make money, they charge fees as low as 0.53% on the amount exchanged.

Combine that with fast transfers (90% of UK-Europe transfers are same day) and friendly customer service, and it’s no mystery how Transferwise has become a force to be reckoned with.

Money transfer providers offer much better rates than the banks

sending money to country

It’s all about the Benjamins, baby. The #1 pain point of money transfer customers are the obscene fees and spreads they are forced to pay. Online money transfer providers from CurrencyFair to Transferwise have attacked this vulnerability, offering tight margins and low/no fees.

Let’s compare Bank of America and OFX. To send international money transfers, Bank of America charges customers $35 to send local currency and $45 to wire USD. Compare that with OFX, who charges its users nothing to move money abroad.

What about exchange rates? Let’s say you just accepted a job in New York City, and you need to move your money stateside. If you have 20,000 CAD to move, you’ll get $14,140 on the other end, as they offer an exchange rate of 0.707. On the other hand, those using OFX will get $14,916 – almost $800 more, thanks to a rate of 0.746.

Put yourself in the position of a business that moves these volumes of cash regularly. That $800 difference becomes tens or even hundreds of thousands of lost revenue over a year.

But an even bigger problem is for freelancers, for which every penny is important. The speed of the transfers is another factor that can be hindering their growth and deadlines for future projects. That’s why companies like Payoneer and Paypal have tailored their services to help the freelancing community and the gig economy in general.

Are there other ways to save cash with money transfer providers?

As mentioned earlier, money transfer providers have not only won over customers with cheap wires, but with superior service. In addition to offering low/no fees, the guidance they offer has saved their customers even more cash.

They keep their eyes on the news, advising clients to transfer before or after specific events. For example, Theresa May lost another vote on Brexit this week, sending the GBP 1.15% lower against the USD. If a provider felt the vote would fail, ordering a transfer beforehand could save hundreds or even thousands of GBP.

Taxation is another area where money transfer providers have saved their client’s money. In Europe, some countries have adopted gift taxes. For example, in Croatia, you can send someone up to 50,000 HRK (~$7,600); after that, taxes apply. By sending money in tranches, these laws can be circumvented, saving cash and your sanity.

Don’t let the banks rob you blind

The banks once had a monopoly on money transfer. Now, they rely on their customer’s ignorance. With dozens of alternatives, virtually all offering better rates and service, there’s no reason to remain. Do your research, and you’ll find the money transfer service that’s right for you.

Filed Under: Makemoney online, Technology News Tagged With: Business Start up, Finance, Online

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